Banking System Capacity — National Capability Index

Indicators

The measures seeded for this capability in the framework. They are candidate indicators: no cell in the index has a source document attached to it yet.

private sector credit to GDP
bank assets to GDP
net interest margin and cost-to-income

Band spread across 197 nations

Frontier 4

Advanced 23

Established 33

Transitional 40

Foundational 46

Nascent 42

Inception 9

All 197 nations

Best first. The score is the mean of the four adjudicators' round-3 integers, rounded to the nearest integer; ±SD is their spread on that cell. Where the spread is three points or more, read the number as a band rather than a value.

#	Nation	Region	Score	Band	Panel SD
1	🇸🇬Singapore	Asia Pacific	19	Frontier	±0.43
2	🇺🇸United States	Americas	19	Frontier	±0.00
3	🇨🇭Switzerland	Europe	18	Frontier	±0.43
4	🇬🇧United Kingdom	Europe	18	Frontier	±0.00
5	🇦🇺Australia	Asia Pacific	17	Advanced	±0.00
6	🇨🇦Canada	Americas	17	Advanced	±0.00
7	🇫🇷France	Europe	17	Advanced	±0.00
8	🇩🇪Germany	Europe	17	Advanced	±0.50
9	🇯🇵Japan	Asia Pacific	17	Advanced	±0.00
10	🇳🇱Netherlands	Europe	17	Advanced	±0.50
11	🇰🇷South Korea	Asia Pacific	17	Advanced	±0.50
12	🇸🇪Sweden	Europe	17	Advanced	±0.43
13	🇩🇰Denmark	Europe	16	Advanced	±0.00
14	🇫🇮Finland	Europe	16	Advanced	±0.43
15	🇱🇺Luxembourg	Europe	16	Advanced	±0.43
16	🇳🇴Norway	Europe	16	Advanced	±0.00
17	🇹🇼Taiwan	Asia Pacific	16	Advanced	±0.50
18	🇦🇹Austria	Europe	15	Advanced	±0.00
19	🇧🇪Belgium	Europe	15	Advanced	±0.00
20	🇮🇪Ireland	Europe	15	Advanced	±0.00
21	🇮🇱Israel	Middle East	15	Advanced	±0.00
22	🇲🇾Malaysia	Asia Pacific	15	Advanced	±0.00
23	🇳🇿New Zealand	Asia Pacific	15	Advanced	±0.43
24	🇸🇦Saudi Arabia	Middle East	15	Advanced	±0.00
25	🇿🇦South Africa	Africa	15	Advanced	±0.43
26	🇪🇸Spain	Europe	15	Advanced	±0.00
27	🇦🇪United Arab Emirates	Middle East	15	Advanced	±0.00
28	🇨🇱Chile	Americas	14	Established	±0.50
29	🇨🇳China	Asia Pacific	14	Established	±0.43
30	🇨🇿Czechia	Europe	14	Established	±0.50
31	🇪🇪Estonia	Europe	14	Established	±0.00
32	🇮🇹Italy	Europe	14	Established	±0.00
33	🇶🇦Qatar	Middle East	14	Established	±0.43
34	🇧🇭Bahrain	Middle East	13	Established	±0.00
35	🇧🇷Brazil	Americas	13	Established	±0.00
36	🇮🇸Iceland	Europe	13	Established	±0.00
37	🇮🇳India	Asia Pacific	13	Established	±0.50
38	🇰🇼Kuwait	Middle East	13	Established	±0.50
39	🇱🇮Liechtenstein	Europe	13	Established	±0.00
40	🇱🇹Lithuania	Europe	13	Established	±0.43
41	🇲🇹Malta	Europe	13	Established	±0.43
42	🇵🇦Panama	Americas	13	Established	±0.50
43	🇵🇱Poland	Europe	13	Established	±0.43
44	🇵🇹Portugal	Europe	13	Established	±0.00
45	🇸🇰Slovakia	Europe	13	Established	±0.43
46	🇸🇮Slovenia	Europe	13	Established	±0.43
47	🇹🇭Thailand	Asia Pacific	13	Established	±0.43
48	🇹🇷Türkiye	Middle East	13	Established	±0.43
49	🇦🇩Andorra	Europe	12	Established	±0.00
50	🇨🇴Colombia	Americas	12	Established	±0.50
51	🇭🇷Croatia	Europe	12	Established	±0.00
52	🇨🇾Cyprus	Middle East	12	Established	±0.00
53	🇬🇷Greece	Europe	12	Established	±0.43
54	🇭🇺Hungary	Europe	12	Established	±0.00
55	🇱🇻Latvia	Europe	12	Established	±0.00
56	🇲🇺Mauritius	Africa	12	Established	±0.43
57	🇲🇽Mexico	Americas	12	Established	±0.00
58	🇲🇨Monaco	Europe	12	Established	±1.09
59	🇲🇦Morocco	Africa	12	Established	±0.50
60	🇷🇺Russia	Europe	12	Established	±0.50
61	🇧🇬Bulgaria	Europe	11	Transitional	±0.71
62	🇨🇷Costa Rica	Americas	11	Transitional	±0.43
63	🇬🇪Georgia	Middle East	11	Transitional	±0.71
64	🇮🇩Indonesia	Asia Pacific	11	Transitional	±0.00
65	🇯🇴Jordan	Middle East	11	Transitional	±0.50
66	🇴🇲Oman	Middle East	11	Transitional	±0.43
67	🇵🇪Peru	Americas	11	Transitional	±0.43
68	🇵🇭Philippines	Asia Pacific	11	Transitional	±0.43
69	🇷🇴Romania	Europe	11	Transitional	±0.00
70	🇷🇸Serbia	Europe	11	Transitional	±0.43
71	🇺🇾Uruguay	Americas	11	Transitional	±0.43
72	🇻🇳Vietnam	Asia Pacific	11	Transitional	±0.43
73	🇧🇸Bahamas	Americas	10	Transitional	±0.00
74	🇧🇧Barbados	Americas	10	Transitional	±0.50
75	🇩🇴Dominican Republic	Americas	10	Transitional	±0.00
76	🇪🇬Egypt	Africa	10	Transitional	±0.00
77	🇯🇲Jamaica	Americas	10	Transitional	±0.00
78	🇰🇿Kazakhstan	Asia Pacific	10	Transitional	±0.00
79	🇰🇪Kenya	Africa	10	Transitional	±0.50
80	🇳🇦Namibia	Africa	10	Transitional	±0.00
81	🇹🇹Trinidad & Tobago	Americas	10	Transitional	±0.00
82	🇦🇱Albania	Europe	9	Transitional	±0.71
83	🇦🇲Armenia	Middle East	9	Transitional	±0.00
84	🇧🇦Bosnia & Herzegovina	Europe	9	Transitional	±0.43
85	🇧🇼Botswana	Africa	9	Transitional	±0.43
86	🇧🇳Brunei	Asia Pacific	9	Transitional	±0.00
87	🇪🇨Ecuador	Americas	9	Transitional	±0.43
88	🇸🇻El Salvador	Americas	9	Transitional	±0.43
89	🇫🇯Fiji	Asia Pacific	9	Transitional	±0.50
90	🇬🇭Ghana	Africa	9	Transitional	±0.43
91	🇬🇹Guatemala	Americas	9	Transitional	±0.43
92	🇲🇪Montenegro	Europe	9	Transitional	±0.43
93	🇳🇬Nigeria	Africa	9	Transitional	±0.50
94	🇲🇰North Macedonia	Europe	9	Transitional	±0.83
95	🇵🇾Paraguay	Americas	9	Transitional	±0.43
96	🇸🇲San Marino	Europe	9	Transitional	±0.43
97	🇸🇳Senegal	Africa	9	Transitional	±0.50
98	🇸🇨Seychelles	Africa	9	Transitional	±0.43
99	🇱🇰Sri Lanka	Asia Pacific	9	Transitional	±0.43
100	🇹🇳Tunisia	Africa	9	Transitional	±0.43
101	🇦🇬Antigua & Barbuda	Americas	8	Foundational	±0.00
102	🇦🇿Azerbaijan	Middle East	8	Foundational	±0.43
103	🇧🇩Bangladesh	Asia Pacific	8	Foundational	±0.43
104	🇧🇴Bolivia	Americas	8	Foundational	±0.71
105	🇰🇭Cambodia	Asia Pacific	8	Foundational	±0.83
106	🇨🇮Côte d'Ivoire	Africa	8	Foundational	±0.50
107	🇬🇾Guyana	Americas	8	Foundational	±0.50
108	🇭🇳Honduras	Americas	8	Foundational	±0.43
109	🇽🇰Kosovo	Europe	8	Foundational	±0.50
110	🇲🇩Moldova	Europe	8	Foundational	±0.50
111	🇲🇳Mongolia	Asia Pacific	8	Foundational	±0.43
112	🇳🇵Nepal	Asia Pacific	8	Foundational	±0.43
113	🇵🇰Pakistan	Asia Pacific	8	Foundational	±0.00
114	🇺🇦Ukraine	Europe	8	Foundational	±0.50
115	🇺🇿Uzbekistan	Asia Pacific	8	Foundational	±0.50
116	🇩🇿Algeria	Africa	7	Foundational	±0.00
117	🇦🇷Argentina	Americas	7	Foundational	±0.83
118	🇧🇾Belarus	Europe	7	Foundational	±0.43
119	🇧🇿Belize	Americas	7	Foundational	±0.83
120	🇨🇻Cabo Verde	Africa	7	Foundational	±0.43
121	🇩🇲Dominica	Americas	7	Foundational	±0.50
122	🇸🇿Eswatini	Africa	7	Foundational	±0.43
123	🇪🇹Ethiopia	Africa	7	Foundational	±0.00
124	🇬🇩Grenada	Americas	7	Foundational	±0.43
125	🇮🇷Iran	Asia Pacific	7	Foundational	±0.83
126	🇰🇬Kyrgyzstan	Asia Pacific	7	Foundational	±0.83
127	🇲🇻Maldives	Asia Pacific	7	Foundational	±0.00
128	🇳🇮Nicaragua	Americas	7	Foundational	±0.50
129	🇷🇼Rwanda	Africa	7	Foundational	±0.43
130	🇰🇳Saint Kitts & Nevis	Americas	7	Foundational	±0.43
131	🇱🇨Saint Lucia	Americas	7	Foundational	±0.43
132	🇹🇿Tanzania	Africa	7	Foundational	±0.43
133	🇺🇬Uganda	Africa	7	Foundational	±0.00
134	🇦🇴Angola	Africa	6	Foundational	±0.00
135	🇧🇹Bhutan	Asia Pacific	6	Foundational	±0.00
136	🇧🇫Burkina Faso	Africa	6	Foundational	±0.87
137	🇨🇲Cameroon	Africa	6	Foundational	±0.43
138	🇬🇦Gabon	Africa	6	Foundational	±0.43
139	🇱🇦Laos	Asia Pacific	6	Foundational	±0.50
140	🇱🇸Lesotho	Africa	6	Foundational	±0.00
141	🇵🇸Palestine	Middle East	6	Foundational	±0.50
142	🇻🇨Saint Vincent & Grenadines	Americas	6	Foundational	±0.00
143	🇼🇸Samoa	Asia Pacific	6	Foundational	±0.50
144	🇸🇷Suriname	Americas	6	Foundational	±0.50
145	🇹🇬Togo	Africa	6	Foundational	±0.71
146	🇿🇲Zambia	Africa	6	Foundational	±0.43
147	🇧🇯Benin	Africa	5	Nascent	±0.43
148	🇨🇬Congo	Africa	5	Nascent	±0.43
149	🇩🇯Djibouti	Africa	5	Nascent	±0.71
150	🇬🇶Equatorial Guinea	Africa	5	Nascent	±0.00
151	🇬🇲Gambia	Africa	5	Nascent	±0.43
152	🇬🇳Guinea	Africa	5	Nascent	±0.50
153	🇮🇶Iraq	Middle East	5	Nascent	±0.43
154	🇲🇬Madagascar	Africa	5	Nascent	±0.43
155	🇲🇼Malawi	Africa	5	Nascent	±0.43
156	🇲🇱Mali	Africa	5	Nascent	±0.43
157	🇲🇷Mauritania	Africa	5	Nascent	±0.43
158	🇲🇿Mozambique	Africa	5	Nascent	±0.43
159	🇳🇪Niger	Africa	5	Nascent	±0.43
160	🇵🇬Papua New Guinea	Asia Pacific	5	Nascent	±0.43
161	🇸🇱Sierra Leone	Africa	5	Nascent	±0.50
162	🇸🇧Solomon Islands	Asia Pacific	5	Nascent	±0.43
163	🇹🇯Tajikistan	Asia Pacific	5	Nascent	±0.43
164	🇹🇴Tonga	Asia Pacific	5	Nascent	±0.43
165	🇿🇼Zimbabwe	Africa	5	Nascent	±0.50
166	🇧🇮Burundi	Africa	4	Nascent	±0.43
167	🇰🇲Comoros	Africa	4	Nascent	±0.43
168	🇨🇺Cuba	Americas	4	Nascent	±0.43
169	🇭🇹Haiti	Americas	4	Nascent	±0.50
170	🇱🇷Liberia	Africa	4	Nascent	±0.43
171	🇱🇾Libya	Africa	4	Nascent	±0.71
172	🇲🇭Marshall Islands	Asia Pacific	4	Nascent	±0.50
173	🇲🇲Myanmar	Asia Pacific	4	Nascent	±0.43
174	🇵🇼Palau	Asia Pacific	4	Nascent	±0.43
175	🇸🇹São Tomé & Príncipe	Africa	4	Nascent	±0.43
176	🇹🇱Timor-Leste	Asia Pacific	4	Nascent	±0.50
177	🇹🇲Turkmenistan	Asia Pacific	4	Nascent	±0.50
178	🇻🇺Vanuatu	Asia Pacific	4	Nascent	±0.43
179	🇻🇪Venezuela	Americas	4	Nascent	±0.50
180	🇨🇫Central African Rep.	Africa	3	Nascent	±0.50
181	🇹🇩Chad	Africa	3	Nascent	±0.43
182	🇨🇩DR Congo	Africa	3	Nascent	±0.43
183	🇬🇼Guinea-Bissau	Africa	3	Nascent	±0.43
184	🇰🇮Kiribati	Asia Pacific	3	Nascent	±0.00
185	🇱🇧Lebanon	Middle East	3	Nascent	±0.71
186	🇫🇲Micronesia	Asia Pacific	3	Nascent	±0.43
187	🇸🇩Sudan	Africa	3	Nascent	±0.00
188	🇹🇻Tuvalu	Asia Pacific	3	Nascent	±0.43
189	🇦🇫Afghanistan	Asia Pacific	2	Inception	±0.00
190	🇪🇷Eritrea	Africa	2	Inception	±0.00
191	🇳🇷Nauru	Asia Pacific	2	Inception	±0.43
192	🇸🇴Somalia	Africa	2	Inception	±0.00
193	🇸🇸South Sudan	Africa	2	Inception	±0.50
194	🇸🇾Syria	Middle East	2	Inception	±0.00
195	🇾🇪Yemen	Middle East	2	Inception	±0.00
196	🇻🇦Holy See	Europe	1	Inception	±0.71
197	🇰🇵North Korea	Asia Pacific	1	Inception	±0.43

Others in Financial System Depth & Access

Capability	World mean	Range	Leader
Capital Markets Depth & Development	6.7	0–20	United States
Long-Term & Institutional Capital	7.4	0–19	Netherlands, Switzerland, United States
Financial Inclusion & Household Access	10.1	1–18	Denmark, Sweden
Development & Policy Finance	7.2	1–19	China, Germany